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Live Your Dream
Your golden years can be the most exciting period of your life. Are you ready?
Live Your Dream
Your retirement should be easy. With proper planning, it can be even easier than you think.
Live Your Dream
Lower your risk
Avoiding risk is always important. The right product can guarantee zero loss due to stock market volitility.

Insurance That's Easy

Protecting your retirement doesn't have to be complicated. With good guidance and council, you can be confident in your golden years.

No Cost Consultation

Let's talk about your plans. Virtual meetings are available. Coffee is on us!

Retirement Test Drive

Want to see what retirement will look like for you? We'll show you some numbers.

Easy to read reports

You don't need a PhD to understand our illustrations. You get clear, easy reports.

Low fees commitment

We promise to keep your retirement costs low. Many of our products have no fees!

A Better Retirement For Everyone

Retirement is a puzzle in which all pieces are needed. With proper planning, you can prosper when you hang up the cleats.

Guaranteed Lifetime Income

We offer solutions designed to supplement your social security and pension with additional guaranteed income you can never outlive.

Life Insurance

Life insurance options change regularly. Our job is to stay up to date on products and services to help you find the right policy for you.


Retirement is never a time to wing it. Proper planning is the key to securing your golden years, and we can help!

Social Security Consulting

It's critical to set up your social security benefits right the first time. We have the knowledge and experience to get it done.


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Hello everyone, Gerard here!

Since 2002, Gerard Ladalardo has been helping people secure their retirement with guaranteed lifetime income that never runs out.

Learn more about me

Gerard Ladalardo

Trusted Advisor. Veteran. Community Member
Founder & Managing Partner

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